Excess Thyroid Hormone Causes

When you're searching for home insurance quotes, one of the things you need to consider is the compulsory excess level. This amount is the sum you pay in the event of any claim. For example, if you wanted to make a claim on your home insurance for 1000, and you had a 200 excess, you would pay the first 200 of the claim and your home insurance company would pay the remaining 800 (assuming your claim was valid).What about a voluntary excess though? Well, this can be added to your home insurance policy as a way of keeping your monthly premiums down.As an example, you may never have claimed on your home insurance policy before so feel confident you're unlikely to in the next 12 months. A voluntary excess is an additional sum you agree to pay yourself in the event of a claim. Using the figures from the example above, you may want to make a claim of 1000, have a 200 compulsory excess and a 300 voluntary excess. This would mean you and your home insurance provider would each pay 500 or 50% of the claim.Having a voluntary excess on your home insurance policy is all well and good if you don't claim, as it can save you money. However, if you do have to make a claim, it can hit you hard in the pocket.Below is a quick guide to some of the things you may want to consider when it comes to adding a voluntary excess to your home insurance policy." Will you still be able to afford it in a few months?Household financial circumstances can change quickly due to things like redundancy. It may seem like a good idea to add a voluntary excess to your home insurance at the moment, but will you still feel the same six months down the line?" How much is your voluntary excess actually saving you on your home insurance?It pays to weigh up how much your voluntary excess is going to save you on your home insurance with how much extra it could cost you when you want to make a claim." Will it prevent you from making smaller claims?Sometimes you might want to make a home insurance claim for a relatively small amount. If you've got a high excess on your policy, for example 500, this could prevent you from making lower level claims. If you just had a compulsory excess of around 200 on your home insurance, you could then make claims for anything over 200 rather than 500.

Frequently Asked Questions

  1. QUESTION:
    Can alcohol in excess cause elevated thyroid hormones?
    If not, what can cause thyroid hormones to be slightly elevated?

    • ANSWER:
      First of all, what people sometimes call thyroid hormones include two categories:

      TSH, or thyroid stimulating hormone, is actually made in the brain. It's job is to tell your thyroid to make hormone; a normal thyroid only makes thyroid hormone in response to this hormone coming from the brain. Much less often tested, TRH is another hormone in the brain that causes the release of TSH.
      TSH is the "thyroid hormone" most often tested to screen for thyroid disease. TSH is high when the brain perceives there to be not enough thyroid hormone circulating, and it is low if thyroid hormone levels are too high.

      T3, T4, fT3, and fT4 are all measures of actual hormones made in the thyroid; they are thyroid hormones. These are often only tested if TSH is abnormal, but some doctors test these even when TSH is normal.

      In general, you will either have high TSH with low or normal (but low for you) T3 and T4, or else low TSH with high or normal (but high for you) levels of T3 and T4.

      When TSH is elevated (hypothyroidism), the most common reason is autoimmune hypothyroidism, wherein white blood cells misguidedly attack the thyroid and it becomes unable to produce as much thyroid hormone as it should. However, iodine deficiency is a leading cause in some countries (thyroid hormone is made from iodine- T3 is the thyroid hormone that uses three molecules of iodine, and T4 is the thyroid hormone with four molecules of iodine). Non-autoimmune damage to the thyroid is also a possibility.

      There is some evidence that drinking alcohol can cause reduction in T3 and T4 levels, but almost never into the abnormal range. Presumably some alcoholics are iodine deficient because they have a poor diet; that will cause an elevated TSH.

      When TSH is low and T3 and T4 are elevated, the cause is Grave's Disease 70% of the time. That is an autoimmune disease in which, because of autoimmune damage, the thyroid produces a maximum of thyroid hormone despite the lack of TSH (TSH in Grave's disease is often zero). The remainder of cases are a grab bag of unusual causes, but I am not aware of alcohol ever causing this.

  2. QUESTION:
    Hyperthyroid medication and Hormone replacement medication?
    I am taking a hormone replacement medication for an old hysterectomy. My doctor told me I have hyperthyroidism and biopsied a nodule on my thyroid recently. I believe it was a hot nodule (the kind that makes excess thyroid hormone). He is talking about putting me on hypothyroid medication to shrink the nodule. My question is: Am I going to gain weight with the combination of medications?

    Any helpful answers are welcome. Thanks.

    • ANSWER:
      The only thing I can say about the medication is that in like 1% of the people who take it, it causes organ failure & people die from it.
      I opted for the radioactive iodine. I take thyroid replacement daily, but it's relatively safe and doesn't interact with meds.
      If you told your doc about being on HRT, he wouldn't have suggested this med if he thought it would cause problems.

  3. QUESTION:
    What is the relation between amount of iodine in the diet and thyroidism?
    How hyperthyroidism and hypothyroidism can occur, and what is the relation of them with the iodine content?
    If TSH level is high, then are thyroid hormones released in excess (hyperthyroidism) or released in less amount (hypothyroidism) ??
    mam, i just love your answers. You always give so detailed and nice answers.

    • ANSWER:
      If there is an elevated TSH level in the blood, it can mean different things. If it is a problem with the pituitary gland and not the thyroid, then yes..the person will be hyperthyroid because the thyroid is being over-stimulated.
      However, sometimes TSH levels rise because the thyroid is not responding. There is a genetic disorder called Hashimoto's disease which is an autoimmune problem in the thyroid. The large protein thyroglobulin, which is needed for synthesis of T3 and T4 hormones, is never supposed to leave the thyroid gland. With Hashimoto's disease, the thyroid becomes permeable and allows some thyroglobulin out into the blood stream. Since this is not supposed to happen, the body's immune system regards the protein as foreign and produces antibodies which attack the source, the thyroid gland. This results in hypothyroidism, and the lower the plasma T3 and T4 hormones become, the more TSH is produced by the pituitary in an attempt to stimulate the thyroid.
      It is easily remedied with a tablet of synthetic thyroid hormone taken once a day, but the elevated TSH levels in this case are due to an underperforming thyroid.
      Iodine is necessary in forming T3 and T4, and if there is not enough iodine in the diet, the thyroid will again not be able to put out enough hormone so the pituitary will send out more TSH to try to stimulate it.
      In both Hashimoto's disease and low iodine levels, the thyroid swells up due to the excess stimulation of TSH which it cannot respond to. If the swelling becomes large enough, this is called a goiter.
      In hyperthyoidism, which can be caused by a number of things, TSH level may be elevated if the pituitary is the source of the problem, but TSH levels will decrease if the thyroid has gone into overproduction of hormones on its own. There are a number of ways this can happen, including a 'thyroid storm' after childbirth in some women. This too can be managed with medication if the cause is not a tumor on the pituitary or the thyroid gland. In that case, surgery might be the option, but again, it depends on the diagnosis and location of the tumor.

  4. QUESTION:
    What does a mild elevation of thyroid hormone mean?
    Does this mean i have thyroid disease? My t4 is 13.0 and tsh is 0.18.

    • ANSWER:
      It's hard to give you a good answer when you don't provide the range for the T4. Ranges can be different from lab facility to lab facility. For the TSH, they are generally the same.

      But I can guess by that very low TSH that you either have Hyperthyroidism aka Graves, which causes your thyroid to produce too much hormone, or you have Hashimotos Disease, which causes you to swing between hypo and hyper, and this could be the hyper swing.

      To find out if you have Hyperthyroidism, you need the antibodies test called TSI, which stands for thyroid stimulating immunoglobulins. If you do have it, treatment should first be a blocking medication to stop the production of excess thyroid hormone. Patients are starting to rebel against the second treatment: RAI, which is radiation to the thyroid.

      To find out if you have Hashi's, you need the two tests mentioned on this page: http://www.stopthethyroidmadness.com/hashimotos Treatment is raising thyroid meds high enough to stop the attack.

      Note that the above link comes from a patient website called Stop the Thyroid Madness, compiled by Thyroid Patient Activist Janie Bowthorpe. It's an important website for you to become familiar with, since doctors tend to do the wrong labs (and yours were wrong), and they give the wrong medications (Synthroid, Levoxyl, etc). http://www.stopthethyroidmadness.com/t4-only-meds-dont-work

      The book by the same name, which came out this year, is even better with more detail. With Graves, you'll eventually become hypo. With Hashi's, you'll also eventually become hypo all the time. So the book is a good resource.

  5. QUESTION:
    Why do I have high levels of thyroid hormones, but a disease that makes me low on hormones?
    I have hashimoto's thyroiditis, and before I started taking medicine, I was told that my thyroid levels were ridiculously high.(One of them was over 4,000) Anyway, shouldn't they be lower than normal instead of so high?

    • ANSWER:
      Here's what will help you understand your high levels: Hashimotos disease is an autoimmune attack on your thyroid. That means your body is attacking your own thyroid as if it's some terrible enemy. As the attack progresses, you start to have a die off and dumping of thyroid hormones into your blood. That die off causes excess hormones in your blood, and thus "hyper" symptoms, which also means your thyroid hormones in your bloodwork will be high and show that on labwork.

      Other times, because your thyroid is dying, you'll have low hormones, and thus "hypothyroid."

      It's really important to understand it all, and be on the right meds with the right treatment. Here's a patient-to-patient thyroid website which explains it all: http://www.stopthethyroidmadness.com/hashimotos

excess thyroid hormone causes